Privacy Policy

Privacy Policy Information

PRIVACY POLICY

Welcome to Nalawade Insurance Consultancy. We respect your privacy and are committed to protecting the personal information you share with us through our website. This Privacy Policy explains how we collect, use, and safeguard the information you provide when filling out our online contact and inquiry forms.

1.Information We Collect

We only collect information that you voluntarily provide to us through the contact forms on our website. This includes:

  • Personal Contact Details: Full name, email address, phone number, and physical address or location.
  • Business & Corporate Details: Company name, designation, and employee strength (when inquiring about Business Insurance or Employee Welfare plans).
  • Service Interests: The specific service you select (e.g., Personal/Business Insurance, Mutual Funds, Tax Filing, NRI Services).
  • Message Content: Any specific requirements or queries you type into the open text boxes.

2. How We Use Your Information

The details you submit through our website are used to:

  • Contact you to provide the consultation, quote, or service information you requested.
  • Carry out preliminary discussions regarding insurance policies, mutual fund investments (SIP/SWP/Lump Sum), or financial/legal services.
  • Future Marketing Communications: We may use your submitted email address and phone number to send you occasional marketing newsletters, updates on financial/tax deadlines, policy renewal reminders, and promotional updates via WhatsApp, SMS, or Email. You can opt out of these updates at any time.

3. Important Notice: No Online Collection of Sensitive Data

To ensure your security, our website forms do not collect or request highly sensitive personal or financial documents (such as PAN cards, Aadhaar numbers, passport copies, bank account details, or medical records).

  • Any sensitive documentation required to process your insurance underwriting, mutual fund KYC, or tax filings will be collected offline or through secure, direct communication channels after our initial contact.
  • Please do not type sensitive financial or medical information into the open text boxes of our online forms.

4. Sharing of Information

We act as an insurance and financial services consultancy. To process your requests, we may share your contact details with:

  • Partner Insurance Companies and Asset Management Companies (AMCs) solely to generate accurate quotes or establish investment plans.
  • Regulatory or government bodies, only when strictly required by law for compliance (such as tax filing or KYC verification).
  • We do not sell, rent, or trade your contact information to third-party marketing agencies for their independent commercial use.

5. Photos Privacy and Media Data Security

  • Protection of Client Media: In the event that you subsequently share photos, identity proofs containing photograph portraits (such as passport or PAN card copies), or company asset photos with us via our offline processing channels, Nalawade Insurance Consultancy handles these images under strict privacy protocols.
  • No Public Exhibition: Photos and identity documents shared for KYC, medical underwriting, or property/machinery insurance assessments are kept strictly confidential. They are never published, shared publicly, or uploaded to our public website servers. They are transferred solely to authorized insurance underwriters or financial registrars through encrypted portals.
  • Website Tracking Data: No personal photos are collected automatically via website tracking tools or cookies.

6. Protection of Digital Content (Copywriting and Layout Integrity)

  • To ensure data integrity and prevent fraudulent clones of our online platform, we monitor our website for unauthorized duplication of our text copy, financial tables, and operational workflows.
  • Any automated harvesting, scraping, or systematic copying of our textual content or underlying source code is treated as a security breach and a violation of our user privacy boundaries.

7. Data Retention and Security

We store your contact form submissions securely to maintain business records and provide ongoing service support. While we implement standard administrative measures to protect your data, please note that no method of transmission over the internet is 100% secure.

8. Your Rights and Opt-Out Options

You have the right to control how we communicate with you. If you no longer wish to receive our marketing newsletters or WhatsApp updates, you can:
  • Click the “Unsubscribe” link at the bottom of our emails.
  • Reply with “STOP” or use the block/opt-out option on our WhatsApp updates.
  • Contact us directly to request the deletion or correction of your contact details from our active database.

COOKIE POLICY

This Cookie Policy explains how Nalawade Insurance Consultancy uses cookies and similar tracking technologies on our website. By using our website, you agree to our use of cookies as described below.

1. What Are Cookies?

Cookies are small text files placed on your computer, smartphone, or tablet when you visit a website. They help the website remember your actions, device type, and preferences over a period of time, ensuring a smoother user experience.

2. How We Use Cookies

Our website uses standard cookies to ensure basic functionality and to analyze site performance. We categorize our cookies as follows:

  • Necessary Cookies: These cookies are essential for the website to function properly. They allow you to navigate the pages and use essential features, such as filling out our contact forms securely. Disabling these cookies may cause parts of the site to stop working.
  • Analytical/Performance Cookies: We use standard website analytics tools (such as Google Analytics) to collect anonymous information about how visitors interact with our site. This tracks data such as the number of visitors, which pages are visited most often, and how long users stay on the site. This data is entirely aggregated and does not identify you personally. We use this information solely to improve our website layout and services.

3. Third-Party Cookies

When you visit our site, some third-party services (such as maps, fonts, or social media links embedded on our pages) may also drop cookies on your browser to optimize their features. We do not control these third-party cookies, and you should check the respective privacy policies of those providers.

4. How to Manage and Disable Cookies

You have the right to decide whether to accept or reject cookies. Most web browsers automatically accept cookies, but you can usually modify your browser settings to decline them if you prefer.

To manage cookies on your browser, look in the “Options,” “Settings,” or “Preferences” menu of your specific browser (e.g., Google Chrome, Mozilla Firefox, Microsoft Edge, or Apple Safari). Please note that if you choose to reject necessary cookies, your ability to use certain features of our website may be limited.

CONTACT INFORMATION