TERMS & CONDITIONS & DISCLAIMER
By accessing and using this website, you agree to comply with and be bound by the following terms, conditions, and disclaimers. If you disagree with any part of these terms, please do not use our website.
Nature of Information (General Disclaimer)
The content, articles, service descriptions, and data provided on this website are for general informational and educational purposes only.
- The information does not constitute professional financial, legal, investment, or tax advice.
- While we strive to keep the website information accurate and up to date, Nalawade Insurance Consultancy makes no warranties or representations of any kind about the completeness, accuracy, or reliability of the website content.
- Any reliance you place on such information is strictly at your own risk. You should consult with an authorized consultant or professional advisor before making any financial decisions.
Insurance Products Disclaimer
- Subject to Underwriting: All insurance products listed on this website (including Business, Employee Welfare, Personal, and NRI Insurance) are subject to the terms, conditions, and exclusions of the respective insurance underwriting companies.
- Quotes are Estimates: Any initial quote or premium estimation discussed or requested via our web contact forms is preliminary. Final premiums and coverage details are determined solely by the insurance company issuing the policy after formal offline documentation and review.
- Policy Terms Prevail: In the event of any conflict between the information on this website and the actual insurance policy document issued by the provider, the terms of the official policy document will prevail.
Mutual Funds & Investments Risk Disclaimer
- Market Risks: Mutual fund investments, SIPs, SWPs, STPs, and lump sum investments are subject to market risks. Past performance of any fund is not a reliable indicator or guarantee of future results.
- Read all scheme-related documents carefully before investing. Nalawade Insurance Consultancy acts purely as an intermediary distributor and is not liable for any market losses or fluctuations in your investment portfolio.
Financial, Accounting & Tax Services Disclaimer
Our consultancy provides support for project finance, accountancy, and tax filing.
- All filings, computations, and legal compliance workflows depend entirely on the completeness and accuracy of the financial books, invoices, and declarations provided by you (the client) offline.
- We are not responsible for any penalties or legal liabilities arising from inaccurate, delayed, or withheld financial data provided by the user.
Intellectual Property & Copywriting Protection
- Ownership of Text and Layout: All written materials, copywriting, slogans, service descriptions, insights, blogs, and structural layouts displayed on this website are the unique intellectual property of Nalawade Insurance Consultancy or our respective corporate partners.
- Restrictions on Copying: You are strictly prohibited from scraping, copying, reproducing, republishing, modifying, or distributing any text or copywriting from this website for commercial use, competitor cloning, or public distribution without explicit, written permission from us. Unauthorized plagiarism of our website copy will lead to immediate legal action under copyright protection laws.
Imagery, Media, and Photo Rights
- Ownership of Visuals: All photographs, graphics, vector icons, custom illustrations, and brand logos used on this website are protected under visual artwork and copyright laws. They belong exclusively to Nalawade Insurance Consultancy, or are utilized under strict commercial licensing agreements from authorized third-party creators.
- No Unauthorized Use: No user or external entity has the right to download, screenshot, extract, hotlink, or reuse any image or photograph from this website for personal branding, alternative website designs, marketing campaigns, or social media posts.
Website Use and Security
- You agree to use this website only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else’s use of the site.
- You are strictly prohibited from using our contact forms to transmit spam, malicious code, viruses, or fraudulent inquiries.
Limitation of Liability
To the fullest extent permitted by law, Nalawade Insurance Consultancy, its directors, and employees shall not be liable for any direct, indirect, incidental, or consequential loss or damage arising out of the use of, or the inability to use, this website or the information contained within it.
Governing Law
These terms, conditions, and disclaimers are governed by and construed in accordance with the laws of India. Any disputes arising out of or in connection with the use of this website shall be subject to the exclusive jurisdiction of the competent courts where our primary office is registered.